বুধবার, ৩১ আগস্ট, ২০১১

Icarian-Sea | Blog | Food of the gods

August 30, 2011 in Cyprus, Levant by webmaster

Food of the gods - Haaretz Daily Newspaper | Israel News

Food of the gods? http://www.haaretz.com/? Greeks live to eat, and at the high point of their sensual, intuitive, passionate cuisine is the meze table, a selection of appetizers to tempt the appetite and accompany drinks.? ?

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The traditional Greek meze was originally meant to precede lunch or dinner, but over the years became a meal in itself.? And what a feast it is.

Photo: Maree Giles

The Greek meze, like the Russian zakuski, was designed to precede a meal, but over the years turned into a meal in itself. After 50 types of mezedes and a few drinks, one tends to skip the main course. As opposed to zakuski, where the table is full of pickled and preserved foods, the Greek meze is based on hundreds and thousands of recipes made with fresh seasonal ingredients.? more?

By Ronit Vered

Haaretz.com

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Source: http://icarian-sea.com/2011/08/30/food-of-the-gods/

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How Much Does a Metal Roof Cost? | Elle Marie

Which one is the best deal for an average homeowner, an asphalt roof or a metal roof?

Why would you care? ?When my roof needs to be replaced, I?ll just call my local roofing contractor to come in and replace it. Asphalt shingles are okay. The last ones lasted about 15 years. They were cheap enough.?

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Were they cheap enough? Why would you want to put a roof on your house that you or someone else has to replace every 15-20 years? ?But the shingles I?m getting are 40 year shingles.? WOW!! How is it that the asphalt shingle companies say they are selling you a roof that will last for 40 years when the insurance companies that insure our homes say they will last only 17 years? Many of the asphalt shingle manufacturers have gone out of business due to class action law suits.

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How do metal roofing costs compare to the cost of replacing an asphalt roof every 15 ? 20 years? Take into account that the cost of installing an asphalt roof doubles every 15 years.

So what cost ,000 this year will cost ,000 in fifteen years. So the cost of the roof after only 15 years would end up being ,000. Now compare that to the cost of a metal roof that will last a lifetime. A metal roof would cost about two and a half times the cost of asphalt, or ,500. It?s a one time investment for the life of the house.

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Additionally, you must consider the environmental impact. When an asphalt roof goes on, it begins to break down immediately. And when you have one installed, the old one should be taken off and disposed of. Where are they disposed? Landfills, mostly, where

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they take hundreds of years to break down.

With metal roofing, especially aluminum roofing, they are made from recycled aluminum and they are fully recyclable at the end of their life, which is 100 years plus. Additionally, many insurance companies offer discounts to homeowners with metal roofs.

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There are many more factors to consider, such as curb appeal, wind ratings, energy savings, and tax incentives. Talk with a metal roofing professional to get the whole story. Do your research and you will make the right choice for your home.

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Source: http://ellemariebaby.com/how-much-does-a-metal-roof-cost.htm

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Arianna Huffington: Third World America: One Year Later (Huffington post)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/128753603?client_source=feed&format=rss

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মঙ্গলবার, ৩০ আগস্ট, ২০১১

Safety of UN Nigeria HQ in question after bombing (AP)

ABUJA, Nigeria ? Two top U.N. officials offered conflicting views Sunday on the safety of its Nigeria headquarters after a suicide car bombing there, as the world body paused to mourn the 23 people killed in the attack claimed by a radical Muslim sect.

U.N. security chief Gregory Starr acknowledged that safety features "could have been better" to stop the speeding sedan loaded with explosives. But only hours later, U.N. Deputy Secretary-General Asha-Rose Migiro told journalists that the building had "really, really tight" security.

Migiro earlier laid bouquets of red and white roses near a U.N. flag flying at half staff at the site of Friday's attack, along with Nigeria's foreign minister and the body's acting local representative. She promised the U.N. would continue its work no matter what in Nigeria, an oil-rich country of 150 million people now violently divided by religion and ethnicity.

"We cannot allow ourselves to be intimidated by terrorism," Migiro said.

A suicide bomber rammed through two sets of gates to reach the U.N. building's glass reception hall. There, the bomber detonated explosives powerful enough to bring down parts of the concrete structure and blow out glass windows from other buildings in the quiet neighborhood filled with diplomatic posts.

While U.N. guards weren't armed, Starr said the Nigerian government provided the compound armed security. It remains unclear how those forces responded, though Nigeria's federal police are more known for asking for bribes and intimidating civilians than protecting the public.

The U.N. also had no specific intelligence or information about Boko Haram, the radical Muslim sect from Nigeria's northeast that claimed responsibility for the attack.

"We had some general threats worldwide and some very mixed, general threat information about the environment" in Nigeria, Starr told The Associated Press. "But no, (we had) no advanced warning."

The U.N. compound had a long driveway that allowed the suicide bomber to pick up speed, Starr acknowledged. The gates were not heavy, as Migiro shook them herself while touring the rubble-strewn grounds. The gates also did not have one-way traffic spikes nor any additional barriers to stop a speeding vehicle.

Despite that, Migiro said the building's security remained strong enough to provide protection while allowing the public access to the U.N.

"If people are plotting, no matter what we're doing, we may continue to be targets," she said.

The death toll for the attack rose Sunday to 23 people killed, said Martin Dawes, a U.N. spokesman attending the trip. Dawes said another 81 people were wounded in the attack. Burial arrangements were still being made for the dead, who included Nigerians, a Kenyan and a citizen of Ivory Coast, Migiro said.

Friday's attack was the first suicide attack targeting foreigners by Boko Haram, a group which has reported links to African terror groups al-Qaida in the Islamic Maghreb and al-Shabab of Somalia. The sect wants to implement a strict version of Shariah law in the nation and is vehemently opposed to Western education and culture.

Boko Haram vowed Saturday to commit future attacks. Hours earlier Saturday, President Goodluck Jonathan promised to bring terrorism in the oil-rich nation "under control."

However, Jonathan's weakened government has so far been unable to stop Boko Haram from carrying out assassinations and bombings at will. The sect is responsible for a rash of killings targeting security officers, local leaders and clerics near Nigeria's volatile northeastern city of Maiduguri over the last year. The group also claimed responsibility for a bombing at national police headquarters that killed at least two people in June.

Nigeria, a country largely split between a Christian south and Muslim north, remains desperately poor after decades of oil wealth being squandered by its political elite. That poverty has spread resentment throughout the north in recent years, fueling membership in extremist groups like Boko Haram.

Migiro, of Tanzania, also visited Abuja's National Hospital on Sunday, where many of the wounded were treated after the blast. Wearing a surgical mask, she walked among hospital beds in the hospital's intensive care unit. Some of the wounded still had shrapnel in their bodies.

She stopped at one bed, where a U.N. employee named Fred Willis was waiting to go into surgery for a second time.

"Hope you get better," Migiro said, waving her hand over his body in a motion of prayer.

His oxygen mask removed, Willis could only softly reply: "Thank you."

___

Jon Gambrell can be reached at http://www.twitter.com/jongambrellAP

Source: http://us.rd.yahoo.com/dailynews/rss/un/*http%3A//news.yahoo.com/s/ap/20110828/ap_on_re_af/af_nigeria_explosion

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User:Giddyquibble63 - ACM Wiki

From ACM Wiki

Horse training

Horses are very useful and trainable animals. They can me used for a limitless variety of tasks such as farming, sports, recreation, and even warfare. Their tremendous strength and endurance are very valuable attributes. Not only are they gifted with tremendous physical qualities but they are also intelligent and very receptive to human commands. Beginner horse training can be fun for both you and your equine companion. There are many different types of horse training techniques, so make sure you are knowledgeable about whatever you choose to apply.

Horses can even be trained in specialized tasks and they thrive in any work they are assigned to do. They can do police work, and they can also be graceful animals for royalty and equestrian activities. They can also be used on farms and in the wilderness. Horses are incredibly versatile animals. They are functional as well as exquisite. Not to mention the fact that they love to please.

However, training a horse can be a real challenge especially for beginners and new horse owners. First and foremost, to be able to train a horse well, the individual must understand how the horse thinks and always -- I mean always -- consider the animal's instincts! As animals, instincts always reign above any training or conditioning. Having said that, a horse can be trained quickly and easily when you understand their innate behavior and work with the animal to achieve the desired success. Here are a few tips to help your beginner horse training to move along more smoothly.

1. Horses are fearful creatures

By instinct of preservation, horses are naturally fearful creatures. Because they are a prey animal, they may exhibit reservation with other animals and people in new situations. If the horse doesn't know you, it will judge you based on your actions, before finally deciding that you are not someone with bad intentions. It bases its decisions on your body language and believe it or not, your thoughts, and will respond accordingly based on what it perceives. The horse will either flee, embrace your friendship or study you further.

2. Gradual training is essential

One must understand that it takes a while for horses to warm up. Training often needs to be a gradual process. You must learn how to tame the horse correctly and effectively. Like dogs, horses must see its trainer as its leader -- gender is rarely an issue. It should be noted that some horses are natural leaders, therefore, dominant. If you own one with such characteristic, training can be a bit tougher. Make sure you are asserting dominance at all times. Tough love can be the best thing for both of you till you structure the pecking order of the "herd".

3. Horses are herd animals

Horses are herd animals and they naturally function in this manner. They will always want someone to lead them. Remember to speak their language in your training. This will speed up the process immensely. Do your own due diligence on the language of equus and natural horsemanship.

4. Riding the horse is not the first step

Before actually riding the horse, you must do some ground work and training. There is no shortcut especially for beginners. Longing and bending is a must at first. Teach commands while longing before putting your rear on the saddle. A horse must be body-aware and desensitized. If you want to get bucked off, skip your groundwork.

5. Proper manners on lead

Lead training is absolutely necessary. A horse MUST display manners with humans on the ground. Teach the horse to walk beside on a lead while giving it basic commands like to turn or stop. Some horses will test your dominance during lead training. It is vital to let the animal know who's boss.

6. Warm-up the horse before riding

Even with a horse that is already trained, it is still advisable to warm-up your horse physically and mentally before riding it. Do a bit of longing or some exercises in groundword, so the animal will know what to expect.

Article Source: http://EzineArticles.com/4201545

Source: http://cs.potsdam.edu/ACM/mediawiki/index.php/User%3AGiddyquibble63

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NYC mayor says edge of Irene reaching city (AP)

NEW YORK ? The normally bustling streets emptied out and the rumble of the subways came to a stop.

New York buttoned up Saturday against Hurricane Irene, which threatened to paralyze Wall Street and give the big city its worst thrashing from a storm since at least the 1980s.

City officials cautioned that if Irene stayed on track, it could bring gusts of 85 mph overnight that could shatter skyscraper windows. They said there was an outside chance that a storm surge in Lower Manhattan could send seawater streaming into the maze of underground vaults that hold the city's cables and pipes, knocking out power to thousands and crippling the nation's financial capital.

Mayor Michael Bloomberg ordered the first mandatory evacuation ever in New York. More than 370,000 people were told to be out by 5 p.m. from low-lying areas on the fringes of the city, mostly in Lower Manhattan, Brooklyn and Queens.

By late Saturday, Bloomberg said the edge of Hurricane Irene had reached the city and it was no longer safe to be outside.

"The time for evacuation is over. Everyone should now go inside and stay inside," he said.

Many New Yorkers took the evacuation in stride, staying off the streets and hunkering down. Some planned hurricane get-togethers and hot tub parties.

"We already have the wine and beer, and now we're getting the vodka," said Martin Murphy, a video artist who was shopping at a liquor store near Central Park with his girlfriend.

"If it lasts, we have dozens of movies ready, and we'll play charades and we're going to make cards that say, `We survived Irene,'" he said.

All subway service was suspended because of the threat of flooding in the tunnels ? the first time the nation's biggest transit system has shut down because of a natural disaster. Sandbags and tarps were placed on or around subway grates.

"Heed the warnings," Bloomberg said, his shirt getting soaked as the rain fell in Coney Island earlier in the day. "It isn't cute to say, `I'm tougher than any storm.' ... I hope this is not necessary, but it's certainly prudent."

People arrived in a trickle at a shelter set up at a high school in the Park Slope section of Brooklyn. Some carried garbage bags filled with clothing; others pushed carts loaded with their belongings.

They were evacuated from a public housing project in Brooklyn's Red Hook section. Tenants said management got them to leave by telling them the water and power would be shut off at 5 p.m.

"For us, it's him," said Victor Valderrama, pointing to his 3-year-old son. "I didn't want to take a chance with my son."

In Times Square, shops boarded up windows and sandbags were stacked outside of stores. The street performer known as the Naked Cowboy, who stands at the Crossroads of the World wearing only underwear and a guitar, had a life vest on.

Construction came to a standstill across the city, and workers at the World Trade Center site dismantled a crane and secured equipment. The mayor said there would be no effect on the opening of the Sept. 11 memorial on the 10th anniversary of the terrorist attacks.

Con Edison brought in hundreds of extra utility workers from around the country. While the foot of Manhattan is protected by a seawall and a network of pumps, Con Ed vice president John Mucci said the utility stood ready to turn off the power to about 17,000 people in the event of severe flooding.

Mucci said it could take up to three days to restore the power if the cables became drenched with saltwater, which can be particularly damaging.

The New York Stock Exchange has backup generators and can run on its own, a spokesman said.

Con Ed also shut down about 10 miles of steam pipes underneath the city to prevent explosions if they came in contact with cold water. The shutdown affected 50 commercial and residential customers around the city who use the pipes for heat, hot water and air conditioning.

Irene came ashore in North Carolina on Saturday morning, slightly weakened but still powerful, and was expected to roll up the densely populated Interstate 95 corridor. More than 8.3 million people live in New York City, and nearly 29 million in the metropolitan area.

A hurricane warning was issued for the city Friday afternoon, the first since Gloria in September 1985. That storm blew ashore on Long Island with winds of 85 mph and caused millions of dollars in damage, along with one death in New York.

While Bloomberg strongly cautioned against staying put, he also said no one was going door-to-door to force residents out. And many apparently chose not to go.

The city opened more than 90 evacuation shelters with room for about 70,000 people. Only about 7,000 had checked in, officials said.

The evacuation order went unheeded by many tenants at a large public housing complex in Brooklyn.

"Oh, forget Bloomberg. We ain't going anywhere," said Evelyn Burrus, 60. "Go to some shelter with a bunch of strangers and bedbugs? No way."

City police rescued two kayakers who capsized in the surf off Staten Island. They were found with their life jackets on, bobbing in the roiling water.

The area's three major airports ? LaGuardia, Kennedy and Newark Liberty ? closed at noon to arriving flights. Departing flights were to be shut down by 10 p.m.

Subway trains began grinding to a halt at noon. The entire transit system was shuttered by the end of the day.

The transit system won't reopen until at least Monday, after pumps remove water from flooded stations. The subways routinely flood during even ordinary storms and have to be pumped out.

The city's transit system carries about 5 million passengers on an average weekday. The last time it was seriously hobbled was an August 2007 rainstorm that disabled or delayed every one of the city's subway lines. It was also shut down after the 9/11 attacks and during a 2005 strike.

Many New Yorkers were left to hail taxis. To encourage cab-sharing and speed the evacuation, taxis switched to zone fares, meaning passengers were charged not for the mileage on the meter but according to which section of the city they were going to.

Boilers and elevators were shut down in public housing in evacuation areas to encourage tenants to leave and to prevent people from getting stuck in elevators if the power went out.

Some hotels were shutting off their elevators and air conditioners. Others had generators ready to go.

Dozens of buses arrived at the Brooklyn Cyclones minor league ballpark in Coney Island to help residents get out. Nursing homes and hospitals were emptied.

At a shelter set up at a high school in the Long Island town of Brentwood, Alexander Ho calmly ate a sandwich in the cafeteria. Ho left his first-floor apartment in East Islip, even though it is several blocks from the water, just outside the mandatory evacuation zone.

"Objects outside can be projected as missiles," he said. "I figured my apartment didn't seem as safe as I thought, as every room has a window."

___

Associated Press Writers Amy Westfeldt, Verena Dobnik, Tom Hays, Meghan Barr, David B. Caruso, Colleen Long and Deepti Hajela in New York contributed to this report.

___

Samantha Gross can be reached at _http://www.twitter.com/samanthagross

Source: http://us.rd.yahoo.com/dailynews/rss/topstories/*http%3A//news.yahoo.com/s/ap/20110828/ap_on_re_us/us_irene_nyc

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Whether Your Computer Is Really Safe ? Bermudaviper Technology Blog

The majority of business transactions today are conducted online, which in turn has caused computers to become household necessities. But as the internet continues to flourish, the rise of internet crimes seems endless. With the emergence of computer malware such as viruses, worms, spyware/adware we are constantly placing ourselves at risk by simply turning our computers on. The problem has become so widespread that Congress prepared changes in amendments specifically related to internet crimes. In 2003 the National Cyber Security Alliance reported that 90% of all broadband users have spyware installed on their computers! One can also check online for information on SEO, Aplus marketing and web hosting.

Corporations and small business owners worldwide are hiring software engineers or utilizing their own IT specialists in order to maintain appropriate internet security for their business.?Spyware/Adware is the latest form of internet intrusion, being any devices installed on your computer without your knowledge or consent which allows information about you and/or your computer to be seen and used by others in an unwelcome manner. ?

Being very difficult to remove on your own it usually requires installation of anti-spyware software to erase it completely from your hard drive. A lot of people think that their anti-virus software will protect against spyware as well, this is not the case since this software is not designed to specifically remove spyware, it goes undetected when your hard drive is scanned.

Whether you?re a small business owner or even if you just use your computer on a regular basis, if don?t have some type of antivirus and anti-spyware protection installed on your computer you are extremely visible on the web (you want to be nvisible when browsing the web) and are placing yourself at risk to intrusion and/or theft by internet predators. I would know since I had to pay $225 just to have viruses removed from my computer?s hard drive-which is never any fun by the way. So as a word of caution, make sure your information will be safe before placing it on your PC. You can visit Trend Micro to learn more about what to look for and how to protect yourself from malware, phishing sites.

Source: http://www.bermudaviper.co.uk/blog/whether-your-computer-is-really-safe

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সোমবার, ২৯ আগস্ট, ২০১১

The Top 5 Exciting 21st Century Pain Management Advances ...

1. Regenerative Medicine with Stem Cells

2. Spinal Cord Stimulation

3. Radiofrequency Ablation

4. Modernized and more prominent educational capabilities

5. Improved radiology studies

In the current modern age, the unfortunate focus in pain management remains on suppressing symptoms, rather than disease modification. Pain management?s true holy grail is to regenerate soft tissues, tendons, and cartilage. The injections for pain typically consist of a standard of care of cortisone for joints and the epidural space. The problem with this, though, is that it doesn?t fix anything, it simply alleviates pain.

Regenerative medicine on the other hand, involves a disease modifying approach. Cartilage may be regenerated and soft tissues may be healed faster and more completely than what occurs naturally now. This is an exciting time for regenerative medicine as some of these products are being introduced into clinical practice with promising results. Stem cell injection treatments are now available that are made from the amniotic fluid of consenting donors in an FDA regulated process. Amnion is an unbelievable source of stem cells along with numerous other factors for joint health such as hyaluronic acid.

Spinal cord stimulators have received numerous advancement and represent a great treatment option for those who no longer have any surgery options remaining. Narcotics can be difficult to handle chronically due to tolerance and other side effects, the electrical stimulation from the device may reduce pain along with the need for these narcotics. These stimulators are continually improving with longer battery life, slimmer designs, enhanced programming, and a number of anatomical regions for clinical utility.

Radiofrequency neurotomy has also improved a lot over the past 10 years. The results for cervical, lumbar, and sacrum have been very good afterwards. The small nerve endings are deadened that bring pain to joints, and the RF procedure can alleviate pain for upwards of two years. Injections only work for three to six months, however, an RF may give longer term relief and in this current day and age, this type of time frame is a great outpatient result.

Patients now receive education that is substantially better than what was obtained 10 years ago. With the introduction of iPads and other digital devices and improving internet, the online education and animations available continue to expand. Knowledge is power, and the more individuals accumulate the more they can participate in their medical treatment.

Imaging procedures continue to get better. In the past decade, higher resolution MRI?s (3.0 Tesla) have come into existence which help with better diagnosing potential. Also, the real time x-ray machines continue to improve resolution which may improve treatment accuracies. If pain physicians are more accurate with their needles, patients will receive better pain treatment outcomes.

Want to find out more about stem cell injections, then visit Preferred Pain Center?s site on how to choose the best Phoenix chiropractors for your needs.

Source: http://health.blogmeout.net/2011/08/the-top-5-exciting-21st-century-pain-management-advances/

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Reasons The Green Eco Club Is Great For You If You Wish To Live ...

What does living green mean or what exactly does it entail to go green? Using reusable bags or tote bags when you go to the market is an example of green living. By merely not leaving the water running when you brush your teeth, you?re going green. When you drive your gasoline guzzling truck, that is not living green. Resolving to buy a hybrid or an electric automobile is living green. By switching your old car over to an electric one, that is going green. And naturally, utilizing solar energy to help power your home is unquestionably going green.

There are a lot of levels of living green from those simply starting to those who are wholly and more or less impassioned. When you make up your mind to begin living green, there are really a lot of different things you can do. But, you should know that going green can put a burden on your budget. Luckily, there is the Green Eco Club, which can assist you in saving money while living green. The club can help you to begin living a green life while helping you stay within your budget.

By simply living on Earth, you belong to one of two groups, you are either one of those making the problems or one of those trying to find solutions. If you are simply a newbie to the green way of life, then a great place for you to begin is with the Green Eco Club. If you would like to find out all the rewards of living green, then the Green Eco Club will supply you the resources to do just that. They supply you with a lot of different resources on everything you should know. By joining now, you will likewise get a number of incentives, which are mentioned below.

You will get the ?Going Green Your Complete Guide?, which is a terrific resource about beginning to live a greener life. Green DIY energy, find out how you can construct solar panels. If you?re a lot like me, you are going to enjoy the ?DIY Solar Heaters?, the complete guide to teach you how to build your own solar hot water heater. Find out how you can heat the air throughout your house using the ?Solar Air Heating Guide? DIY Home Energy Audits, discover how to do your own energy review. You can learn how to make energy using your own wind turbine in the ?Green DIY Energy Guide? Chicken DIY Guide, discover how to construct a cage. Solar Discount Secrets, discover how to purchase solar at terrific discounts. Not only are you going to discover how to construct solar panels but you are going to discover how to set them up with the ?Solar Installation? guide.

And at just $27 per month, this club membership will pay for itself the moment you use the things you discover through the system. And with their 2-month money back guarantee, you?ve got nothing to lose and an entirely new lifestyle to attain. Since their web site is extremely simple to use and the depth of information is great, this is ideal for the novice and the more seasoned green living individuals. The tools and materials that you can access to will surely alter your life for good.

A good thing about joining a club is have the chance link with similar individuals. Whether you?re a novice or more seasoned, you will be able to touch base with people who are where you are at the moment. You will have the chance to meet individuals who can identify with you and likewise respond your inquiries. And if you require answers about constructing a wind turbine, simply ask one of the numerous members who have already made one themselves. That is what makes a Green Eco Club membership really notable.

Lela C. Whitaker writes about green living along with Father of the Bride Speeches. To know more about Wedding Toast by Father of the Bride click here.

If you enjoyed this post, make sure you subscribe to my RSS feed!

Source: http://selfimprovementindex.info/blog/self-improvement/3958-reasons-the-green-eco-club-is-great-for-you-if-you-wish-to-live-green

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How to Pick an World wide web Advertising and marketing Business ...

Net Advertising and marketing is a vital portion of your business operations in the new millennium. Because the boom of the world wide web, there have been numerous business people trying to snatch their piece of the market place. In 2011, it is all about Lookup Motor Optimisation Search engine optimization and Social Media Optimisation SMO aka Web Marketing and advertising.

In get to make confident you select the correct business to take the reigns of your net advertising and marketing, I request you to think about the next key points:

1 Agreement an Expert

Never be fooled by an Internet Advertising wannabe when it arrives to your organization potential. Ensure you take the time to study the sector to learn the finest firms for your undertaking. A very good track document, contemporary website and substantial portfolios of good results are a very good manual to identifying a skilled

two Hire A person who Walks the Stroll ? not Talks the Speak

The best guide to the finest in the industry is by doing a Google Lookup yourself. These who present up at the top rated of the goggle rankings are clearly excellent at what they do i.e Walk the Walk. Typically these productive companies will be a little more costly than the industry rate, so do you investigation and get your individual thoughts on who to retain the services of.

three Ask an Search engine marketing Business about their strategies

It never ever hurts to ask an Search engine optimization business about their tactics associated with World wide web Marketing. Maintain your ears open for words this kind of as ?ethical?, ?white-hat?, ?good quality article producing?, ?creating high quality back-backlinks?, ?natural growth of your ranking above time?. Be very cautious of people businesses who employ black hat methods. They will claim to provide you a entrance web page position within a number of days or a 7 days. Not only is this nearly difficult in a aggressive business, the strategies used will be totally unethical, entail spamming, article spinning and illegal exercise. These strategies are sooner or later picked up by Search Motor Spiders which could end result in your website being ignored by Google or even black-marked.

four Study the ?head honchos? of the World wide web Marketing Organization

Whether or not a sole trader, partnership, company, business or significant corporation, it is often worthwhile researching the particular person who will be in cost of your Internet Marketing Campaign. Some companies have their large boss releasing video clips and tutorials to aid individuals with their World wide web Marketing and advertising. Sit down and view a couple of ? you will learn whether they actually know what they are talking about. Even more, look into the credibility of the World wide web Advertising Company on Twitter and Facebook. They are one hundred% probable to have both accounts arranged up, so reviewing their clients thoughts is a very good information to their integrity.

5 Go through Posts Published by Specialists concerned in Web Advertising and marketing

You are reading through this write-up ? so that is a good start off! In just a few of hours, you will find out considerably about Web Advertising and how good it can be for your enterprise. You will also have the satisfaction of reading the functions of numerous nicely-credentialed authors on the matter. All have their own views and viewpoints on the location, but widespread aspects will seem throughout the posts. When you have picked up on these you will be in a place to make an informed choice. We could be speaking about a significant investment here ? so never consider any probabilities!

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Source: http://w2online.info/2011/how-to-pick-an-world-wide-web-advertising-and-marketing-business/

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Video: Santelli's Midday Bond Report

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Source: http://www.msnbc.msn.com/id/21134540/vp/44289229#44289229

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রবিবার, ২৮ আগস্ট, ২০১১

Urgent action needed to protect recovery: IMF chief (Reuters)

JACKSON HOLE, Wyo (Reuters) ? The new head of the IMF on Saturday urged global policymakers to pursue urgent action, including forcing European banks to bulk up their capital, to prevent a descent into a renewed world recession.

"Developments this summer have indicated we are in a dangerous new phase," International Monetary Fund Managing Director Christine Lagarde said on Saturday at an annual conference hosted by the Kansas City Federal Reserve Bank.

"The stakes are clear; we risk seeing the fragile recovery derailed. So we must act now," she said.

Two years after the end of the worst of the financial crisis, growth in the United States and Europe is sputtering as debt burdens rise. Volatility in financial markets has intensified strains on banks, further undercutting the meager global recovery.

Policymaker indecision on both sides of the Atlantic has shaken public confidence.

European leaders are fighting over who should pay the bill for taming a raging sovereign debt crisis.

In the United States, lawmakers and President Barack Obama fought a contentious budget battle earlier this summer that Federal Reserve Chairman Ben Bernanke warned here on Friday had shaken confidence and sapped U.S. growth prospects.

Lagarde said the Group of 20 leading economies should use a meeting in November to address the global economy's woes in a convincing fashion.

Obama spoke with Germany Chancellor Angela Merkel on Saturday, and the White House said the two leaders vowed to act to shore up a global recovery that now looks at risk.

BERNANKE, OBAMA

Advanced economies must forge long-term plans to bring their debt under control, but at the same time should not pursue belt-tightening so fast that it imperils recovery, Lagarde said in her first major speech since taking over the top IMF job from Dominique Strauss-Kahn in July.

"Put simply, macroeconomic policies must support growth," the former French economy minister said. On Friday, she reiterated the same point in a phone conversation with Obama, in which the White House said they agreed on the need for policies to spur job creation.

"Monetary policy also should remain highly accommodative, as the risk of recession outweighs the risk of inflation," Lagarde said, adding that central banks should stand ready to jump back into unconventional policy actions if needed.

In his speech on Friday, Bernanke stopped short of promising the Fed would resume the bond buying that has been the centerpiece of U.S. monetary policy for the last few years, but he said the central bank would discuss options for further easing, and the need for it, at its next meeting in September.

European Central Bank President Jean-Claude Trichet, who appeared alongside Lagarde, emphasized the need to safeguard price stability as a foundation for healthy growth.

"It is something we consider absolutely essential for confidence," he said.

EUROPEAN BANK STRESS

Opening a new front in dealing with financial strains at European banks, Lagarde called for a "mandatory substantial recapitalization," through private channels if possible, but otherwise through some form of public, Europe-wide funding, such as the European Financial Stability Facility.

Shoring up banks is key to "cutting the chains of contagion" of the continent's spreading debt crisis, she said.

Europe's banks have been under pressure to raise more capital after stress tests last month showed their potential vulnerability to losses on European sovereign debt, particularly Greek bonds.

Lagarde said individual European countries must also put in place deficit-cutting plans with a "credible finance path" -- including continued support from the ECB.

In the United States, the focus on long-term fiscal consolidation must not ignore the importance of fostering near-term growth, she said.

"After all, who will believe that commitments to cut spending can survive a lengthy stagnation with prolonged high unemployment and social dissatisfaction?" she asked.

Policymakers must also stop the slide in the U.S. housing market, which is dragging on U.S. consumer spending and slowing the recovery, Lagarde added. The nation could turn to intervention by government housing finance agencies and more aggressive programs to reduce homeowner debt, she said.

(Editing by Padraic Cassidy)

Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/nm/20110827/bs_nm/us_global_economy

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Life Delights Photography ? Debt consolidation reduction ? Re ...

August 27, 2011

Having to make obligations can definitely consume in to any kind of extra cash you have remaining every month following spending all of your other bills. Certain, you have to reimburse all of them. Nevertheless, you also need to be able to afford your regular costs where you can conserve a roofing too deep, consume, purchase gasoline as well as purchase the sporadic doctor?s visit.

The majority of college as well as graduate college graduates have $10,000s in financial loans, with lots of carrying well over One hundred,000 bucks indebted. As well as, many of those who?ve financial loans have numerous within their name. When a person must make several obligations every month, which means various payment amounts are due upon various occasions ? the complicated mess.

1 solution that lots of graduates along with credit card debt make use of to lessen their own monthly obligations: private student loan consolidation calculator. This can be also regarded as refinancing your financial troubles.

Just how Re-financing College students Mortgage Is different from Re-financing A home loan

Nevertheless, refinancing students mortgage is diverse from refinancing a mortgage. This is because, along with university student mortgage consolidations, you are basically mixing several financial loans into a solitary mortgage. And you are in a position to disseminate your instalments on the very long time ? that reduces your personal payment per month amounts.

Meanwhile, when you refinance a mortgage, you are generally just refinancing just one, current mortgage loan. As well as, with regards to a mortgage, generally you are changing 1 30-year home loan for an additional. Therefore, as opposed to student loan refinancing, with regards to refinancing home loan the only way to decrease your obligations is to discover lower-interest mortgage.

The actual Debt consolidation: Re-finance Your own Student Loan

That is why loan consolidation might be this type of fantastic way to decrease your obligations. Depending upon the kind of financial loans you have ? government or even personal ? the interest price for the brand new mortgage is determined differently.

For instance, if you?re wanting to consolidate government student loan credit card debt, your personal loan consolidation interest rate is determined since the weighted typical (for example exceptional primary amount as well as rates of interest) of current financial loans, come up with towards the nearest Zero.125%.

On the other hand, if you need to consolidate personal student loan credit card debt, your own brand-new interest rate will be determined based on possibly the best Price or even the Libor, along with a good additional number of attention factors determined generally by your present credit score.

How you can Mix

Should you actually have government student loans for example Government Perkins, Recover, Stafford, PLUS, FFELP as well as Direct, you will have to sign up for a government student loan loan consolidation. You will find these types of programs about the U.S. Division related to Education web site or even having a fast Internet search.

Simply click here for more information meant for best student loans

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Appliance Repair Wayne NJ Honest and Reliable with No Nasty Surprises









Tweet This Appliance Repair Wayne NJ business owner has been making a difference for Northern NJ residents for over 50 years. Fred Moscatello credits his growing business success to his dedication to honesty and reliability. "Since opening the business in 1956 we have treated our customers like part of our own family," said Moscatello. "We care deeply and value their customers' patronage as we strive to give them the best service possible."

Honesty and reliability are a huge priority for Astre Valley Appliance Repair. When residents call for appliance service, the phone is answered by a live professional who is friendly and sensitive to their needs. There are no nasty surprises with Astre Valley Appliance Repair. The technician shows up on time and clearly states the problem and the price for repair. Same day appliance repair is provided in most cases.

Astre Valley Appliance Repair receives positive reviews from happy customers. Here is one example of a satisfied customer who received professional appliance repair with no nasty surprises: "Needed to repair my washing machine, spoke with a lady she set me up for service, and also clearly explained all the charges to me, they called me the following morning to tell me when the repair man was coming, it was between 8-10, he came at 8:15 perfect! The repair man's name was Kurtis, he was very knowledgeable in the repair and had the part on his truck so he was able to do the repair right then and there. He was out by 9, and I had a working washing machine again!!! GREAT JOB!!!" Happy Customer

Astre Valley Appliance Repair offers a full 2 year guarantee on parts and labor for all appliance repair services performed. They do not charge an additional service charge when they perform service and they use only OEM original manufacturer parts direct from the factory.

All Astre Valley Appliance Repair Wayne NJ service technicians attend yearly training for all the manufacturers so they are prepared to provide the best and most efficient appliance service.

Astre Valley Appliance Repair is the leading appliance service provider in Northern NJ with over 50 years experience and an emphasis on customer service and satisfaction. Visit http://www.appliancerepairwaynenj.com/ to learn more.

Maddie Moscatello Astre Valley Appliance Service 376 Hollywood Ave Fairfield, NJ 07004 Tel: 1-800-522-4134 Email: Service@valeyappliancenj.com

This press release was submitted by Right Now Marketing Group, LLC

Astre Valley Appliance Repair is the leading appliance service provider in Northern NJ with over 50 years experience and an emphasis on customer service and satisfaction. Visit http://www.valleyappliancenj.com to learn more.

Keywords: Business, Service, appliance repair, appliance service, home appliance repair, home appliance service, appliance maintenance

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শনিবার, ২৭ আগস্ট, ২০১১

Special Olympics tournament to include ASA administrators ...

OKLAHOMA CITY ? Twenty-eight Special Olympics softball teams from 14 states and Canada will be descending on Elgin and Mooseheart, Ill., Aug. 26-28, for the 2011 Special Olympics National Invitational Softball Championship, sponsored by the Amateur Softball Association (ASA) of America and Moose fraternal organization. Special Olympics Softball programs participating include those from Alabama, Arizona, Florida, Illinois, Iowa, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Vermont, Virginia, Wisconsin and Canada.

In addition to providing the tournament?s umpires, ASA is sending President Andy Dooley, administrator of the Loyal Order of the Moose, Bedford Lodge #1897 since 1988, among other leaders to assist with tournament management. Three-time USA Softball Men?s Slow Pitch National Team member Brian Wegman and other ASA slow pitch athletes will also provide a clinic to participants.

Opening ceremonies and the trademark ceremonial torch lighting will take place at Mooseheart?s football stadium, at halftime of the Mooseheart and Alden-Hebron football game, which is set to kick off at 7 p.m. Aug. 26. Then, softball tournament play will take place from 9 a.m. to 5 p.m. on Aug. 27-28, at the Elgin Sports Complex, 709 Sports Way, Elgin. The entrance is on McLean Boulevard, three blocks south of the McLean exit from U.S. Rte. 20. Special Olympics play will occupy five of the complex?s 10 softball fields; the other fields will be occupied by the 2011 International Moose Softball Tournament, simultaneously. Admission to both tournaments is free.

Attending the tournament on Sunday will be both Miss Illinois 2011 Hannah Smith and Elgin Mayor David Kaptain. Medal ceremonies will take place at the complex on Sunday evening following the conclusion of play.

About ASA

The Amateur Softball Association, founded in 1933, is the National Governing Body of softball in the United States and a member of the United States Olympic Committee. The ASA has become one of the nation?s largest sports organizations and now sanctions competition in every state through a network of 76 local associations. The ASA has grown from a few hundred teams in the early days to over 210,000 teams today, representing a membership of more than three million. For more information on the ASA, visit http://www.asasoftball.com/.

About USA Softball

USA Softball is the brand created, operated and owned by the ASA that links the USA Men?s, Women?s, Junior Boys? and Junior Girls? National Team programs together. USA Softball is responsible for training, equipping and promoting these four National Teams to compete in international and domestic competitions. The USA Softball Women?s National Team is one of the only two women?s sports involved in the Olympic movement to capture three consecutive gold medals at the Olympic Games since 1996. The U.S. women have also won nine World Championship titles including the last seven consecutive as well as claimed five World Cup of Softball titles. For more information about USA Softball, please visit http://www.usasoftball.com/.

Source: http://msf1.org/?p=3721

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Increasing your personal trainer salary ? USA Free Articles

In case you?re like most fitness specialists, then you certainly desire a much bigger individual trainer salary. To be able to attain this target you need to begin performing the particular circumstances to improve your personal trainer business. You should begin these days via utilizing the tip here used to acquire the majority of substantial fitness trainers. Numerous fitness pros? start training customers simply simply because they really like physical fitness. They?ve skilled the advantages of physical exercise program on their very own, and even share their very own passion with other people. In essence almost all personal trainers have a tendency to be educators, and not personal trainer mavericks. For anybody who?s one who desires a much better as compared to normal personal trainer salary, then you certainly should add a sense of balance from a fitness educator, and an entrepreneur. The great factor is there are a number of means accessible on how one can promote your useful services.

You can look more than reports similar to this, or choose individual trainer program which are experts in advertising for fitness trainers. As soon as you become an individual trainer, it is extremely important begin working on the fitness marketing aspect. The moment you train the very first individual training company client, you should focus on control by having them direct you towards improving your personal trainer salary.

As increasingly more number of individuals attempt to preserve a specific degree of fitness in the midst of busy individual and work schedules, the necessity for more Personal Trainers raises by extreme measures. Individual Trainers not only help those individuals who are dealing with problems like overweight, hypertension and issue areas they also help people who?re already fit directly into fresh and unexplored aspects of fitness training. Nowadays, many individuals created successful careers via becoming Individual Trainers. Health clubs, vacation resorts, wellness spas, fitness gyms, hotels, country clubs, luxury cruise ships and athletic groups all need the services of personal Trainers. Correct now, many Personal Trainers properly trained from the National Individual Training Institute also have increased to recognition after opening up their very own private methods and serving the particular desires of their clients.

As many are discovering, wellness will be the important to personal success; everybody is attempting hard to sustain their wellness to ensure that they may appreciate a great quality of lifestyle. Regardless of whether the economic conditions are good or bad, individuals need to preserve their mind and body in a wholesome situation. In case you become an individual trainer, all the developments recommend you do not have to bother about deficiencies in opportunities because the individual trainer salary is a lot you?re expected. A job in personal training is generally probably the most worthwhile and satisfying options within the fitness business. Even so, obtaining a career as a trainer needs an acceptable degree of knowledge and expertise. Like every careers you need to undergo some training and understanding to become an individual trainer before you begin your career.

Click here ?> personal trainer salary to learn more techniques for quickly, and easily generating a six figure fitness salary.

Source: http://www.usafreearticles.com/increasing-your-personal-trainer-salary-2.html

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Tips on how to Take care of Pressure and therapy ... - Health & Fitness

The word Tension is generally utilized to describe an individual who?s inside a state of inability to respond aptly to physical and emotional intimidations brought on either by actual or imaginary threats. Tension can manifest physically or psychologically, which either way, can possess a detrimental impact on a person?s wellness, psychological and wellbeing. That is why an individual should know how you can handle tension and get herbal remedies for anxiousness.

The signs and symptoms of anxiety may possibly contain but not restricted to exhaustion, irritability, muscular tension, headache, elevated heart rate, inability to concentrate, and resistance, which can be typically short-term. Although several may possibly know it, a huge variety of population is unaware that anxiety can be a significant reason for several life threatening ailments ? even depression.

What causes anxiety? There are numerous aspects in life that will lead to anxiety like threats, uncertainties, fears, perform, cognitive dissonance, as well as other life worries. The latter offers with concerns about death inside the loved ones, marriage, pregnancy, divorce, debt, education, mortgage and so on. When a specific concern or occasion is commencing to acquire out of manage, anxiety happens.

Dealing with stress requires a strong psychological understanding of the situation. To deal with stress, it is helpful for every individual to recognize its presence so that it will be managed efficiently. Some psychologist would suggest that avoiding stressful situations is needed; however, given the daily pressures, this seems less possible. In any given situation, setting realistic goals is one good way of dealing with stress. Whether stress is present or not, it is also necessary that priorities are set so that time, energy, and resources are effectively managed, maximized and directed towards achieving a number of goals. Doing a lot and trying to accomplish many things at a time can cause stress and frustrations.

When tension happens, unfavorable reactions are inevitable. Occasionally a reaction to tension can heighten the tension itself and might additional impact other individuals; consequently it?s advisable that an individual ought to alter how he or she reacts to tension. Taking manage with the scenario and altering their perception with the scenario may also assist in coping with tension.

If the anxiety goes beyond manage, a person may possibly contemplate searching for aid from a counselor or even a skilled psychologist, specifically for circumstances major to depression. Otherwise, diverting their interest from a stressful circumstance will likely be the simplest remedy that will be employed temporarily.

Modifying unhealthy habits and life style is probably the sensible techniques on the best way to cope with anxiety. This implies that if a person can be a workaholic, he or she may possibly view the amount of hrs spent on her job and use the added time in carrying out fitness, socializing, resting or sleeping. Acquiring adequate sleep typically revitalizes power although fitness boosts self-assurance and promotes healthful blood circulation. A healthful, active and rested particular person is often prepared to face challenges.

On the other hand, meditation and healthy spirituality have also good effects to the psyche of a person. Religious people often say they get their strength from their spirituality so whatever circumstance that comes in their way will not cause any stress or burden to them.

To cope with anxiety, each and every special person responds to it in accordance with what coping mechanism is present. So it?s also crucial to acknowledge these mechanisms as portion from the innate psychological capability that each and every person has.

To getTo get anxiety self help be sure that you actually check out the Better By Nature site. There you can uncover a lot of fantastic tips to help with dealing with stress and also significantly more.

Source: http://health.blogmeout.net/2011/08/tips-on-how-to-take-care-of-pressure-and-therapy-for-anxiousness/

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শুক্রবার, ২৬ আগস্ট, ২০১১

National Restaurant Association Offers Hurricane Preparedness ...

Friday, August 26th, 2011 at 10:25 pm ?

National Restaurant Association Offers Hurricane Preparedness Tips to RestaurantsThe National Restaurant Association is offering its members and the restaurant community at large the following tips to prepare for Hurricane Irene in at-risk areas on the East Coast.

  • The safety of employees and guests is first and foremost. Keep up to date with the latest developments through state and local government sources to determine if and when to close your business.
  • Consider donating surplus food to local shelters and emergency facilities if you are closing your business, as well as when you re-open. Restaurants are often on the front lines in disaster recovery efforts by providing food and water for first responders or displaced residents. Check with disaster relief organizations such as the American Red Cross, local fire departments and your state restaurant associations.
  • Communicate frequently with employees, both before and after the emergency situation. Be sure to inform them of your emergency plan and where to look for information from you. Bear in mind that cell phones may not function during an emergency situation if networks get overloaded or damaged. Text messages (SMS) may work better than phone service. Also, compile a list of employees? personal email addresses (Gmail, Yahoo, AOL, etc.) to use in case the restaurant company?s server is damaged.
  • If you don?t have a social media presence already, create a Facebook page and/or other social media channels for your restaurant to use as communications vehicles for employees and patrons.
  • Create a checklist of how to prepare your business for closing quickly. Include procedures for reducing perishable inventory (i.e. clean out walk-ins, ice bins, etc.), securing equipment, and removing critical business records and valuables. Doing this can reduce damage and facilitate re-opening.
  • Save important business documents on a USB drive to keep on hand offsite. Include emergency contacts for employees, business insurance information, and crucial permits, financial and payroll records.
  • Prepare a template news release and a list of key media contacts in your area so that you can quickly get news out about your business status.
  • Familiarize yourself with the inspection process required for re-opening after the emergency. When reentering your restaurant after it is deemed safe, document any damage in photos and/or video for insurance purposes. Do not re-open your business if power and running water are unavailable.
  • Founded in 1919, the National Restaurant Association is the leading business association for the restaurant industry, which comprises 960,000 restaurant and foodservice outlets and a workforce of nearly 13 million employees. Together with the National Restaurant Association Educational Foundation, the Association works to lead America?s restaurant industry into a new era of prosperity, prominence, and participation, enhancing the quality of life for all we serve. For more information, visit our Web site at www.restaurant.org.

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    Source: http://www.restaurantnews.com/national-restaurant-association-offers-hurricane-preparedness-tips-to-restaurants/

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    Livingstone College freshman finds a bridge to her dreams


    Dominique Smith?s mother died when she was a little girl, leaving her and older brother Donte Jefferson. Then he died. Today Dominique is a freshman at Livingstone College. (Photo courtesy of Livingstone College News Service)
    _________________________________________________________________________

    By Laurie D. Willis
    Livingstone College News Service

    SALISBURY ? Since their mother passed away in 2000, Dominique Smith and her older brother, Donte Jefferson, lived together in their southeast Washington, D.C., apartment. Jefferson was more than a brother to Smith, 18. He was the father she never knew.

    When Jefferson passed away in May, Smith was all alone. Yet with a broken heart and uncertain future she was clear on one thing: She wanted to go to college.

    ?Even though my brother didn?t attend college he wanted the best for me,? said Smith, a freshman at Livingstone College where classes began August 17. ?He talked to me about going to college and making something of myself. He really wanted me to get out of D.C. I didn?t want to get out, but he wanted me to leave because he knew if I stayed in D.C. I wouldn?t be focused and I would be trying to hang out with my friends instead of going to class. He?s not here to see me in college now, but I am going to make him proud.?

    Smith knows her brother will be on her mind as she begins her journey toward a college degree. She is determined to persist to graduation.

    Getting a jump on college

    Smith actually got a jump start on classes by attending Livingstone?s Summer Bridge Program, which was implemented by President Jimmy R. Jenkins Sr. when he arrived five years ago. The Bridge Program is for students who had academic deficiencies in high school and who, because of their grades and SAT scores, might not be accepted at many other colleges and universities.

    They underwent a six-week, intensive program that included classes, taught by certified teachers, in English, math, history, computers and theater. The program, which places a heavy emphasis on attitude and behavior, also involved early-morning workouts and sessions designed to teach students etiquette and other things they won?t necessarily learn in a classroom but need to know.

    Smith said she entered The Bridge Program with a positive attitude because she knew it would help her be focused in mid-August when classes began. Thanks to Bridge, she is ready to get her college career underway.

    Overcoming obstacles

    That she?s even in college is quite a feat.

    Smith?s mother died when she was a little girl, leaving just her and Jefferson. When he passed away May 4 she lived with Kamil Hazel, her college advisor at Friendship Collegiate Academy, a public charter school in D.C. In fact, Hazel paid for Smith?s train ticket to Salisbury so she could attend The Bridge Program, and she has offered Smith a place to lay her head when she?s away from Livingstone on break.

    ?Knowing Dominique?s situation I was sympathetic to it, so I felt I didn?t really have a choice except to take her in,? Hazel said. ?I have a 2-year-old son, and I would want somebody to do the same thing for me. From the ninth grade through the 11th grade, Dominique wasn?t a very good student at all, and she had a very poor attitude. I took her under her my wing, and during her senior year she made the honor roll all four quarters. I think Livingstone College will be good for her because it?s a small school and people will be able to check on her and ensure she gets the help she needs.?

    Bridge Program Director Sylvester Kyles said Smith?s story is inspiring.

    ?We?re so grateful that despite all she?s been through Dominique found her way to Livingstone College,? Kyles said. ?Most people twice her age cannot imagine a world without their parents, but this young lady, despite losing her mom at such a tender age and then her brother just a few months ago, was determined to go to college. We?re glad she?s here at Livingstone, and we expect good things from her.?

    A nervous beginning

    Smith admits being nervous about how hard her classes may be, but she knows she can go to her professors for extra help if she needs it.

    ?That?s another reason I didn?t want to attend a big school,? Smith said. ?I feel like the professors at Livingstone really care about their students and want us to succeed. I?m not saying professors at majority schools don?t care about their students, but at a small college like Livingstone you have a family atmosphere and the professors have a better chance of getting to know you. I?m nervous, but I feel confident things are going to be all right.?

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    Source: http://www.qcitymetro.com/news/articles/livingstone_college_freshman_finds_a_bridge_to_dreams032119504.cfm

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    Real Estate Contract Contingencies

    Speaking specifically to use the laws of the State of California and the typical real estate contract in the San Francisco Bay Area.

    {{(Buyers never been to a home without properly approved by an ethical and legitimate loan officer pre-bid) I personally do not show houses for those who have not been evaluated for a loan. 1-Do you not see at home in front of your price range 2-If you come on a plotsuch a letter prior to the approval or your bid need not be considered 3-your loan officer for advice on what not to buy or job change will be taken during the house hunting. If you change jobs after an initial approval of the loan lender without the knowledge and / or purchase items that affect your debt to income ratio you will lose your credit and / or changes in advance to treat yourself to a much smaller amount. }}

    Real estate contracts can be confusing. Sincepackaged in a variety of information between the elements that verify you as a consumer or a professional with the help of a property, so that your door is covered highlight need.

    One possibility is the use of contingency time in the contract. The time can vary from the standard periods of time agreed by all parties. Where periods of contingency start> the date on which all parties (seller and buyer) and agrees to sign aOffer to Purchase. Day 1 usually starts the day after the contract has been fully subscribed and accepted.

    Let's begin with the start credit and contingency analysis. Model contract requires 17 days. Depending on the type of loan and your strength from the purchase in advance, when to expand, reduce, and / or request an extension of that route need.

    You have 17 days to respond to the following: (including weekdays and weekends and holidays)
    (Example: the signing of aratified purchase offer on 12 December. You have 17 days to 29 December to remove and / or renewal and / or exit the contract without penalty)

    California has activated contingency removals. The seller must give at least 24 hours in advance to meet, if the buyer does not remove contingencies at the time, and the buyer must agree to the request for an extension, if necessary, before the end of the period of 17 days contingency.

    Your (buyer) creditors, after receiving a contract ratified (signed offer of purchaseall parties) will be for an assessment. A review of their financial data. You can choose to Stub-date, account statements, your credit report and pay all the other financial. In the meantime, your loan officer has ordered an assessment of the property. The property is located at the current market value and offered at least the purchase price. Your financial data and analysis will be sent to the subscriber lenders of all financial data to ensure that they are qualifiedfor a loan.

    If the property evaluates the purchase price under the offer your lender will deny the loan. Or you can back to the seller to reduce the price of the appraised value, the buyer is bringing in additional funds to compensate for the difference, if you want the house badly, and / or you can use the emergency to the foot of the contract and get your deposit back.

    The loan may be denied if the debt-income ratio has changed among lendersStandard, as originally applied for the loan. Within the contingency period of 17 days you can walk out without buying a penalty.

    You also have contingencies built into the physical inspection contract, contingency, Disclosure, disclosure and assessment HOA (if applicable) as well as credit and evaluation.

    Every contingency has assigned specific time guidelines for removal.

    Source: http://real-estate-building-a-home.chailit.com/real-estate-contract-contingencies.html

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    On Domestic Violence and Failed Relationships

    Inspire, Relationships ? By Henry Ilonah on August 24, 2011 3:40 am

    I don?t normally write about things to do with relationships and marriage but after watching a recent edition of?Insideout by Agatha, I was compelled to do so. They showed a video clip of a woman with severe burns because her husband threw a burning stove on her?following an argument.

    My heart goes out to this lady and I hope she recovers and get the justice that she deserves. But I want to look at the underlying issues that are challenging relationships and marriages in Nigeria today. I will try as much as possible?to avoid?viewing it from the prism of one gender or from the blame game that normally characterises discussions of this nature. where has it all gone wrong for us that after all the fanfare of a colourful wedding what seems to follow is emotional and physical abuse on both sides; perhaps more on the women than men.

    My take on this very thorny issue is that we need to look at it from the cultural perspective. Let me make it clear that this is not an attempt to blame culture for where we find ourselves but we?can no?longer be in denial and continue maintaining our myopic view on an issue that threatens the future of our children?s future relationships. in most Nigerian cultures (if not all), children are raised to think that there is a particular role for the female child usually to do with domestic chores like cooking, cleaning etc?while the male child does so-called masculine chores like washing the car, mowing the lawn etc. So?from an early age we are raising children with the psychological notion that they are different with an emphasis that the female child is subservient. That may have been ok 50 years ago but we now live in a changing world.?In a world where?we?want to embrace western culture?whilst keeping hold of the part of our culture that suits us. Unfortunately, that would always going to lead to conflicts and horrible stories like the one at the start of this piece.

    We need to change our attitudes if we are ever going to make progress and that needs to start at an early age in the way we raise our children and what we teach them in school. There is no point getting very hysterical or hypocritical?when we hear news of domestic violence when it is happening everywhere around us.

    A lot of work needs to be done in families. Top on my list is communication. Do we as parents talk to our children about their relationships? how many mothers talk to their young daughters about their boyfriends? or do we pretend that they don?t have one? even if they don?t have one they will eventually do so.?How many fathers talk to their young sons about girlfriends??Or are male children given the impression they can do what they want and get away with it?

    Our young girls need to be taught that they don?t need to look up to a man to shower them with gifts, because in my view?that is not the essence of relationships. Relationships are built on love, trust and respect for each other. But sadly, there are far too many young women in Nigeria who are growing up in a society that makes them believe it is a man?s responsibility to look after them. Self-worth is lost when individuals are made to believe it is somebody else?s responsibility to buy them body cream for example when they need one, I don?t think so.

    Our young men on the other needs to be taught early on that a woman should be treated with respect and dignity. They should be made aware that a woman is a symbol of love not sex like seems to be the case these days. These messages need to be reinforced in schools, it shouldn?t stop in the home. Let us not underestimate the value of schools as a force for social change. to achieve this, I will advocate for?teaching of relationship education in our schools. One that is based on a curriculum whose core input are made by parents in its formulation to ensure that the good works that is started in the home is not undone in school.

    What is happening today is that some people are under this wrong illusion that when they get married, marriage will change them, no it won?t. if your would-be husband is a cheater or abuser, chances are he will continue to do so even in marriage unless? you ofcourse are prepared to put up with it. if your would-be wife is a?nag or the type that expects you to foot every bill, chances are she won?t change any time soon when you marry her.

    We need education not blame?on both men and women if we are?ever to succeed and halt this disturbing but nonetheless growing trend of domestic violence. Women need to be empowered but empowerment doesn?t need to start and end at giving them opportunities and education alone. They need social empowerment to? understand they can look after themselves when in a relationship with a man; a point I cannot stress enough. Men also need social empowerment to understand?women cannot only be seen but heard and it doesn?t make them any less a man if their views are challenged.

    Tags: Domestic Abuse, domestic violence, failed relationship

    Tags: insideout, Social Issues, Henry Ilonah, physical abuse
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    Source: http://chatterbridge.info/domestic-violence/on-domestic-violence-and-failed-relationships/

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